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U.S. Bank FlexPerksSM Travel Rewards Visa Signature® Credit Card

U.S. Bank FlexPerks Travel Rewards Visa Signature Credit Card


The U.S. Bank FlexPerksSM Travel Rewards Visa Signature® Credit Card.
Apply now and get 10,000 Bonus FlexPointsSM!1

Apply Now


The FlexPerks Travel Rewards Visa Signature card helps you see award travel in a whole new light. Get award travel on more than 150 airlines (including NWA, Delta and United), with faster earning, more award seat availability and expanded reward choices.

Cardmembers will earn FlexPoints for each dollar spent with the card and can redeem them for airline tickets, merchandise, gift cards or even an account statement credit.

FlexPerks Cardmembers: Login to U.S. Bank Internet Banking to view the FlexPerks Rewards Center.

Not yet a cardmember? Learn more about FlexPerks, and browse reward choices.


Exclusive FlexPerks Travel Rewards Visa Signature® Card Benefits:

  • Earn 10,000 Bonus FlexPoints after you spend $500 in net purchases1
  • Get up to a $20 airline allowance with each award ticket to use on possible baggage fees, in-flight food or drinks and more2
  • Enjoy double FlexPoints on gas, grocery or airline purchases, whichever you spend most on each monthly billing cycle3
  • Earn double FlexPoints on most cell phone purchases, including monthly bills, accessories and Internet charges4
  • Enjoy no annual fee the first year and every year after if you spend $24,000 per year on your card5


Additional FlexPerks Travel Rewards Visa Signature® Card Benefits:

  • Earn one FlexPoint for every dollar you spend6
  • Redeem as little as 20,000 FlexPoints for award travel on more than 150 airlines7
  • Get a free car rental day, up to 25% discount and Emerald Club® Membership at National Car Rental®8
  • Earn a free Hideaways Aficionado® Club Silver Membership9
  • Enjoy $2,500 Personal Identity Theft Insurance10
  • Earn Visa Signature Benefits11


We may change APRs, fees and other account terms in the future as provided under the Cardmember Agreement and applicable law.

View Pricing Information


  1. One-time 10,000 Bonus FlexPoints will be awarded when you are approved for a new FlexPerks Travel Rewards Visa Signature card and Net Purchases totaling $500 or more post to your account. Please allow 6-8 weeks for your bonus FlexPoints to be credited to your FlexPerks account. You are eligible to receive one-time bonus FlexPoints for each new FlexPerks Travel Rewards and FlexPerks Select Rewards account type. Existing and previous FlexPerks Travel Rewards and FlexPerks Select Rewards accounts do not qualify for bonus FlexPoints for a similar account type. One-time bonus FlexPoints do not apply toward account upgrades. Use of the FlexPerks Travel Rewards Visa Card is subject to terms and conditions of the FlexPerks Travel Rewards Visa Cardmember Agreement, which may be amended from time to time. Applicants for the FlexPerks Travel Rewards Visa Signature Card who only qualify for and receive a FlexPerks Select Rewards Visa Card, earn 5,000 bonus FlexPoints. This offer may not be combined with any other bonus offer. Offer is subject to credit approval. The creditor and issuer of the FlexPerks Travel Rewards Visa Card is U.S. Bank National Association ND, and the Card is available to legal United States residents within the U.S. Bank footprint only.
     
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  2. FlexPerks Travel Rewards Visa Signature cardmembers may receive up to a $20 airline allowance with each redeemed airline award travel ticket. Cardmembers who redeem FlexPoints for award travel may be credited up to $20 on a future statement for Qualified Purchases made using their FlexPerks Travel Rewards Visa Signature card with the airline carrier providing award travel flight. "Qualified Purchases" are any purchases made with your FlexPerks Travel Rewards Visa Signature card that post to your account under the airline carrier providing your award travel flight between the dates of your award travel flight. Cardmembers must call Cardmember Services at 877-978-7446 to request a statement credit within 90 days of a Qualified Purchase. Once the request is approved by Cardmember Services, the cardmember will receive a statement credit within 4 to 6 weeks for the amount of the qualified purchase, up to $20. U.S.  Bank does not have the ability to control how a merchant chooses to classify their business and therefore reserves the right to determine which purchases qualify for allowance. You may redeem allowance for Qualified Purchases only if the outstanding balance of your account is below its revolve limit and if your account is open and in good standing under the terms of your Cardmember Agreement. Once you or we close your account for any reason, your allowance may be forfeited.
     
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  3. FlexPerks Travel Rewards Visa cardmembers may earn additional FlexPoints for purchases at merchant locations in the following categories: airline, gas or grocery (each, a "Category"). You will earn the additional FlexPoints at a rate of two FlexPoints for every $1 in the one Category in any given monthly billing cycle that has the highest total of Net Purchases charged to your Account (the "Highest Category"). U.S. Bank does not have the ability to control how a merchant chooses to classify their business and therefore reserves the right to determine which purchases qualify for allowance.
     
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  4. FlexPerks Travel Rewards Visa Signature cardmembers will be awarded FlexPoints at the rate of two FlexPoints for every $1 in Net Purchases during the current month's billing cycle for any merchant location that classifies itself as having telecommunication services/products. U.S. Bank does not have the ability to control how a merchant chooses to classify their business and therefore reserves the right to determine which purchases qualify for additional FlexPoints.
     
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  5. The FlexPerks Travel Rewards Visa Signature card annual fee is $49 per year. FlexPerks Travel Rewards Visa Signature cardmembers who spend $24,000 or more in Net Purchases that post to the cardmember's account within their 12-month annual statement year will have their $49 annual fee credited back to their account.
     
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  6. U.S. Bank will credit your FlexPerks Travel Rewards Visa Signature Account with FlexPoints as follows. Yearly Award Level: For Net Purchases less than or equal to $120,000, earn one FlexPoint for every $1. If during the calendar year, Net Purchases exceed $120,000, all FlexPoints for the remainder of the calendar year are earned at a rate of one FlexPoint for every $2. Exemption: FlexPerks Travel Rewards Visa Signature AutoPay Cardmembers who select the full payment option on the first available payment date after their statement date. FlexPoints will be awarded as long as your Account is open and not 5 days or more past due at the close of your Visa billing period. We will not award FlexPoints for Advances, Convenience Checks, Visa Buxx, Balance Transfers, Finance Charges and Fees, credit insurance charges, or transactions to fund certain prepaid card products. We reserve the right to adjust the number of FlexPoints for Purchases or to stop issuing FlexPoints for Purchases on the Account, upon notice to you.
     
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  7. You will have the ability to redeem FlexPoints for award travel on more than 150 airlines. FlexPerks Travel Rewards Visa Signature cardmembers may redeem if their accounts are open and in good standing under the terms of their Cardmember Agreement. All FlexPoints redemptions are final. FlexPoints are not transferable, are not redeemable for cash and cannot be used as payment for obligations owed to U.S. Bank or its affiliates. There are no refunds, exchanges, replacements or conversions for currency, credit, other points or rewards for no-shows or unused portions or rewards. Determination and payment of tax liability is the sole responsibility of the cardmember. We reserve the right to verify and adjust FlexPoints at any time before or after posting any redemption. Once you or we close your account for any reason, all accumulated FlexPoints may be forfeited.

    Tickets are subject to the applicable airline rules and restrictions. For internet reservations, if an airline does not offer e-ticketing or if you request a paper ticket, there will be a minimum shipping fee assessed of $29.95 per transaction. For phone reservations, if paper tickets are requested when e-tickets are available, a minimum $50 per ticket service fee will apply. A minimum $15 shipping/handling fee will apply for all paper tickets.

     
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  8. Up to 25% discount off each rental. To reserve, book online or call 800-CAR-RENT. Contract ID required at time of reservation. Discount applies to base rate only. Taxes (including GST/VAT), other governmentally authorized or imposed surcharges, license recoupment fees, airport and airport facility fees, fuel, additional driver fee, one-way rental charge and optional items (such as LDW up to US$29.99 per day) are extra. Concession recoupment fees up to 15.5% may be added to the rental rate at some airport locations. Up to 10% may be added to the rental rate if you rent at an off-airport location and exit on our shuttle bus. Renter must meet standard age and driver requirements. Subject to change without notice.

    Free National Car Rental day. Coupon is valid through December 31, 2009. Three-day rental required with a Saturday-night keep. To reserve, book online or call 800-CAR-RENT. Coupon Code and Contract ID required at time of reservation. One coupon per National® rental and void once redeemed. Free day is prorated against basic rate of entire rental period, which does not include taxes (including GST/VAT), governmentally authorized or imposed surcharges, license recoupment/air tax recovery fees, concession fees or optional items. Coupon may not be used on one-way rentals. Renter must meet standard age, driver and credit requirements. Blackout dates may apply. Not valid with any other discounts or promotions. Coupon is subject to availability and good only at participating National locations in the United States and Canada. 24-hour advance reservation required. Offer not valid in the New York Metropolitan area. Offer valid for compact through full-size car.

    The Emerald Club and its services require a signed Master Rental Agreement on file. Emerald Aisle® is available at select locations only. Expedited counter service available at all other locations. © 2009 Vanguard Car Rental USA Inc. All rights reserved. Sign up for a free Emerald Club Membership.

     
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  9. A free Hideaways Aficionado® Club Silver membership (retail value $145/year) is available to FlexPerks Travel Rewards Visa Signature cardmembers. Cardmembers receive a Hideaways members-only publication, Hideaways Life, at no cost to U.S. residents and for $18.15 shipping fee to Canada. Cardmembers must provide their name, address, email address and FlexPoints number in order to activate their free membership. Verification of FlexPerks Travel Rewards Visa Signature account status will be required for enrollment. To activate your free membership, sign up or call 800-843-4433. For assistance using your membership, please call Hideaways International at 800-843-4433. For questions regarding this benefit, please call the Cardmember Service phone number on the back of your card.
     
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  10. Provides assistance and monetary reimbursement for up to a maximum of $2,500 for costs incurred in correcting an identity-theft occurrence. Covered costs include re-filing applications for loans, grants, notarizing affidavits or other similar documents, long distance telephone calls and more. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions.
     
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  11. Some limitations, restrictions and exclusions apply. Visit Visa for more details.
     
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The U.S. Bank FlexPerks Travel Rewards Visa card is issued by U.S. Bank National Association ND.
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